Designed Around Your Customers, Built for Your Business

Omnichannel Payments - SMS, RCS, Web & App, Unified

One platform to accept payments and engage customers where they already communicate.

Authvia transforms everyday conversations into trusted, branded interactions where engagement, messaging, and secure payments flow together seamlessly.

Patented Innovation, Customer-First Design

Most payment providers move money from A to B. Authvia reimagines the process, putting customer experience at the center. With our patented technology, secure infrastructure, and unmatched API, we deliver payments that are faster, easier, and more engaging than anyone else.

Frictionless Payment Experiences

Your customers pay instantly in the channels they already use – text, RCS, or email – no apps, no logins, no delays.

Patented Technology

Authvia’s foundational patents set the industry standard for conversational payments, giving you a defensible, future-proof edge.

Enterprise Security

PCI Level 1 + SOC 2 certified with tokenization, retry logic, and intelligent workflows.

Unmatched API Advantage

Our developer-first API makes it simple to launch, scale, and customize payment workflows that put your customers first.

How the Authvia Platform Works

Most providers just move money. Authvia is different. We built a patented platform where messaging, trust, and payments converge, so that merchants can engage customers instantly and investors see a future-proof foundation for growth. Our value isn’t only faster payments, it’s redefining how digital conversations become commerce.

Text-to-Pay

Request and collect payments instantly by text, no apps, no hardware.

RCS & Messaging

Branded, verified, rich media conversations that inspire trust and engagement.

Omnichannel Reach

SMS, WhatsApp, email, QR, IVR, CPaaS, and two-way AI chat. Meet customers anywhere.

Cloud Wallet

A secure, tokenized vault that remembers trusted payment methods across channels.

Trusted by leading payment and technology partners

Why Merchants Choose the Authvia Platform

When payments are easy for your customers, they’re better for your business. Authvia improves revenue speed, reduces operating costs, and strengthens brand loyalty, all while giving your customers the seamless experiences they expect.

Faster Revenue, Seamless Journeys

Move beyond batch billing and portals. Authvia enables instant, in-conversation transactions so funds settle in minutes, accelerating cash flow while improving the customer journey.

Lower Risk, Higher Trust

Keep staff out of the payment flow and customer data out of your systems. Patented, tokenized processes reduce PCI scope, fraud risk, and compliance burdens.

Delight Customers, Every Time

No logins. No apps. No friction. Customers pay in under a minute through text, RCS, or email, creating a modern, branded experience that keeps them coming back.

Future-Proof Growth

From cards and ACH to RTP and digital wallets like Apple Pay, PayPal, Cash App, and Paze, Authvia ensures you’re always ready for the next wave of customer preference.

Compliance Built In

Enterprise-grade security with PCI Level 1, SOC 2, and HIPAA support ensures every transaction, message, and tokenized credential is protected by default.

One Wallet. Every Way to Pay.

Whether you’re in healthcare, financial services, retail, automotive, or field services, we transform customer interactions into customer experiences.

Secure, Tokenized, Always Ready

Authvia’s Cloud Wallet is PCI-compliant by design, with tokenized credentials that keep sensitive data safe while simplifying every interaction.

Supports Every Customer Preference

Cards, ACH, RTP, and today’s most popular wallets – Apple Pay, PayPal, Cash App, and Paze – all work seamlessly inside the conversation.

Fewer Abandonments, Higher Conversions

With details saved securely across channels, customers never need to re-enter credentials. That means fewer drop-offs, faster approvals, and a frictionless payment journey.

Every Message. Every Processor. One Platform.

Omnichannel by Design

Reach customers wherever they are – SMS, WhatsApp, RCS, email, IVR, CPaaS, or even two-way AI chat – all managed seamlessly in one unified platform.

Processor-Agnostic, Merchant-Centric

Transact securely across 250+ processors and acquiring partners like US Bank & Elavon, giving merchants the freedom to use the partners they already trust.

Built for Trust at Scale

With PCI Level 1 compliance and SOC 2 certification embedded across every channel, Authvia protects each message and transaction while enabling enterprise growth without added risk.

Bank-Level Trust and Security Built In

PCI DSS compliance to protect cardholder data.

SOC 2 certification for platform integrity and availability.

HIPAA readiness for healthcare and sensitive data transactions.

Messaging compliance across SMS, RCS, and CPaaS ecosystems.

Built to Scale. Built to Last.

Patented Innovation, Proven Advantage

With 5 issued patents covering conversational transactions, partial payments, and message-driven bill pay, Authvia’s IP portfolio establishes a defensible moat that no other provider can match.

Loved by Merchants and Customers

An industry-leading NPS of 73 shows that both businesses and their customers not only adopt Authvia but stay loyal, thanks to frictionless, secure, and future-ready experiences.

Carrier Partnerships at Scale

Authvia is working with AT&T, Verizon, and T-Mobile to bring RCS messaging to scale, ensuring merchants can reach customers in richer, more trusted channels.

Global Infrastructure, Merchant Choice

With connectivity to 250+ processors, ACH, RTP, and leading digital wallets (Apple Pay, PayPal, Cash App, Paze), Authvia gives merchants the freedom to transact anywhere, without lock-in or disruption.

Tiffany Johnson

Chief Product Officer at NMI.

“Payment support via text adds significant value for our partners by simplifying speed-to-payment and minimizing PCI and data security risk exposure.”

The Future of Payments Is Customer-Centric

Authvia delivers world-class experiences with patented technology and an API advantage no one else can match.