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The most critical touchpoint in your customer’s journey
is the payment experience.

83% of customers want to use their smartphones or another online platform to make payments
95% of all texts are opened within just three minutes

With Authvia, businesses:

Accelerate cash flow via payments in seconds

Contactless payments like TXT2PAY® are 10x faster than in-person options.

Eliminate PCI risk via airtight compliance

TXT2PAY® offers the highest level of PCI compliance to keep customer data secure.

Gain higher satisfaction scores via improved CX

More than 80% of consumers prefer TXT2PAY® for fast, simple, and secure transactions.

Set up simply via seamless integration

TXT2PAY® is already integrated with over 200+ processors.

And customers:

Opt-in easily via no new app download

Transactions happen in a single message thread—no logins or passwords needed.

Bypass checkout lines via a simple text message

TXT2PAY® is contact-free, so picking up purchases and prescriptions is grab-and-go.

Keep receipts and documentation via secure digital wallet

Consumers can access purchase history and send documents effortlessly,

With our patented TXT2PAY® technology, it’s easy:

  1. The merchant sends payment request via text
  2. The consumer simply approves the transaction with a simple secure code
  3. Payment complete

Your TXT2PAY request is on the way!

Check your messages and experience a whole new way to engage and transact!


You can pay this demo with a "test card" that we've preloaded to your phone's account. No real money will be processed. Feel free to try more than one and don't be shy about letting us know any new use cases that you'd like to try.



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Your TXT2PAY request is on the way!

Have your client check their messages and experience a whole new way to engage and transact!


They can pay this demo with a "test card" that we've preloaded to that phone's account. No real money will be processed.

Instant Demo -- Try it out


By entering your mobile number you agree to receive text messages. Standard message and data rates may apply. Message frequency varies. Call 562-567-6776 for help. Text STOP to cancel.

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By sharing your mobile number with Authvia, you agree to receive account-related text messages. This agreement isn’t a condition of any purchase. Terms and Privacy Policy can be found here. Message frequency varies. Text STOP to opt-out. Message and data rates may apply.


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Trusted by thousands

Authvia’s patented technology delivers a highly secure, fast, and contactless payment option via text messaging and other message-based communication channels, such as web chat and WhatsApp. 

Methods and Systems for Message-Based Bill Payment

Covered by:
U.S. Patent No. 11,144,895

Message-Based Financial Transactions

Covered by:
U.S. Patent No. 11,734,659 B2